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Business Loans

Business Loans offer flexible financing for working capital, investments in technology, equipment, and facility expansion, with competitive rates and terms tailored for sustainable growth.

What financing products does NLB offer for business growth?

A complete portfolio of loan solutions, for daily liquidity needs, long-term investments, flexible credit lines, and insurance that protects your assets.

Investment Guarantees

Investment Windows

Investment windows offer credit guarantees backed by the KCGF (Kosovo Credit Guarantee Fund) dedicated to business clients, aimed at risk-sharing with partner financial institutions for loans to micro, small, and medium enterprises (MSMEs).

Credit Guarantee: High security for your investment
Various coverage amounts: Flexibility according to business needs
Various terms, depending on the activity: The right time for development and consolidation
Simple Collateral: Eased conditions for collateral

Attractive conditions!

Business Loans

Easy Access to Finance: Simplified documentation and fast approval process
Adaptability for Different Sectors: Suitable for every type of business
Competitive Rates: Transparency and attractive rates
Flexible Payment Terms: Monthly, quarterly, or annual installments

Eco and Agro Loans

With NLB Banka Eco & Agro Loans, you gain favorable financing for agricultural projects and green technologies, for sustainable growth and a cleaner environment.

Property Insurance

Comprehensive protection against fire, flooding, vandalism, and other major risks.

Fire Coverage: Includes fire, explosion, and lightning
Natural Disasters: Insurance for floods, earthquakes, and storms
Vandalism & Theft: Insurance and protection against misappropriation and intentional damage