The Management Board of NLB Banka
Mr. Maloku completed his secondary education at “R.J. Reynolds” in Winston-Salem, North Carolina, USA, and earned his university degree in Pristina. He completed his professional education through the Association of Chartered Certified Accountants (ACCA) in the United Kingdom and holds the title of Certified Accountant/Auditor. Since 2013, he has been a member and now holds the title of Fellow (FCCA). In 2022, he completed his Executive MBA studies at the IEDC - Bled School of Management.
Mr. Maloku began his career in 2001 in the public finance industry as part of the expert team at KPMG-Barents Group Emerging Markets in Pristina. In May 2003, he joined Deloitte Kosovo. Through continuous professional development at Deloitte, he rose to the rank of Senior Auditor, where he was involved in auditing financial institutions, including the insurance industry, and led audits for various public enterprises across Deloitte’s offices in Kosovo and Romania. During his tenure at Deloitte, he also provided due diligence, forensic auditing, and other financial advisory services.
In 2008, Mr. Maloku joined NLB Banka in Pristina as the Director of the Risk Management Division. In 2014, he was promoted to Assistant to the Chairman of the Management Board for Risk, serving in that role until 2017, when he was appointed Chief Risk Officer (CRO). On January 1, 2020, he was appointed as a Member of the Management Board.
His additional professional engagements include:
Chairman of the Kosovo Council for Financial Reporting (KCFR): Appointed by the Government of the Republic of Kosovo for two consecutive terms (2013–2018).
Chairman of the Working Group: Led the drafting of the Law on Accounting, Financial Reporting, and Auditing.
Chairman of the Risk Committee: Within the Kosovo Banking Association.
On May 7, 2025, Mr. Maloku was appointed Chairman of the Management Board of NLB Banka.
Mr. Haskaj graduated from the Faculty of Economics, majoring in Banking, Finance, and Accounting, in 2005 at the University of Pristina, where he also pursued his Master’s studies in the same field.
He began his banking career in 2005 at NLB Banka (then Kasabank) as a Credit Officer for Retail and Corporate. In 2009, he transitioned to the Risk Division, serving in various capacities including Risk Management Analyst, Senior Risk Management Analyst, and Senior Risk Management Coordinator. On January 1, 2020, he was promoted to Director of the Risk Management Division and served as the Chief Risk Officer (CRO) for NLB Banka sh.a. Pristina under local legislation.
Throughout his career, Mr. Haskaj has led several critical and challenging projects, including:
IFRS 9 Adoption: Implementing the international standard for loan provisioning.
Process Automation: Streamlining internal reporting for both the Group level and the Central Bank of Kosovo.
Digitalization: Digitizing risk assessment processes for instant loan products.
In addition to his practical experience, Mr. Haskaj has completed various professional trainings both locally and internationally through NLB d.d., MIDF, the House of Training Luxembourg Institute, and Moody’s.
His other professional contributions include:
Speaker and Author: Frequent panelist and regular contributor to The Kosovo Banker, the official magazine of the Kosovo Banking Association.
Chairman of the Risk Committee: Currently leads the Risk Committee within the Kosovo Banking Association.
His appointment as a Member of the Management Board of NLB Banka sh.a. Pristina, effective January 1, 2024, marks another significant milestone in his impressive career within the bank.
Mr. Sejdiu completed his university studies at the University of Pristina, earning both a Bachelor’s and a Master of Science degree in Banking, Finance, and Accounting. He advanced his professional education in the United States, where he holds the title of Certified Public Accountant (CPA), licensed by the New York State Department of Education. Additionally, he completed professional training in Federal Income Taxation and Corporate Taxation at prominent American institutions, including the City University of New York-Hunter College and the University of Phoenix, Arizona.
Mr. Sejdiu began his professional career in 2005 within the banking sector at NLB Banka (then Kasabank). He held various roles in International Payments, Internal Audit, and International Relations, gaining direct experience in banking operations, internal control, and international financial instruments.
Starting in 2008, he held several leadership positions, including:
Director of the Payments Division
Deputy Director of the Corporate Division
Assistant to the Chairman of the Management Board for SMEs
Director of the Corporate Division
Throughout this period, Mr. Sejdiu served as a long-standing member of the Credit Committee, actively participating in decision-making regarding lending, credit portfolio management, business development, approval of large exposures, and investment monitoring.
From 2021 to 2023, Mr. Sejdiu practiced professionally in the United States in the fields of financial consultancy, accounting, and taxation. His work focused on financial reporting, the preparation and review of financial statements, strategic tax planning, and compliance with U.S. tax legislation. During this time, he led professional teams and advised clients across various industries.
Mr. Sejdiu has also been involved in academia as a Lecturer in Accounting and Financial Analysis at Dardania College, contributing to the professional development of young talent in the financial sector.
Mr. Sejdiu was appointed as a Member of the Management Board, effective January 1, 2026.
Gazmend Rrustemi graduated in Computer Engineering from the University of Prishtina and has completed the fundamental level of ACCA. He also completed the ProCredit Management Academy in Germany, where he attended a three-year executive management development program focused on banking, finance, management, and leadership.
Mr. Rrustemi began his professional career in the banking sector in 2006 as an Internal Auditor at ProCredit Bank Kosovo. During his career at the bank, he held a number of senior management positions, including Deputy Head and Head of the Internal Audit Department, before being appointed Senior Manager and a member of the extended Management Board. In this role, he was responsible for various areas, including information technology, product development, payments, cards, and electronic banking services, retail banking, customer service, account management, credit administration, general services, and the legal function.
As part of his engagements within the ProCredit Group, Mr. Rrustemi also served in parallel for nearly three years as a Member of the Audit Committee of ProCredit Bank Sarajevo, Bosnia and Herzegovina.
From 2017 to 2026, Mr. Rrustemi served as a Member of the Management Board of Banka për Biznes (BPB), where he was responsible for information technology, product development, payments, cards, and electronic banking services, account management, credit administration, treasury, the management information system, and general services. During this period, he led significant digital transformation and operational excellence initiatives, contributing to the modernization of banking services, strengthening operational resilience, and the overall transformation of the bank.
In July 2026, Mr. Rrustemi joined NLB Bank as a Member of the Management Board and Chief Operations Officer (COO). In this role, he will lead the areas of Information Technology, Payments and Cash Processing, Banking Operations for Corporate and Retail Banking, Procurement and General Affairs, Process and Project Management, as well as the Chief Data Officer (CDO) function.
