Sustainability

For us, this region is not just a point on the map. We love our home; therefore, we work to improve and develop it for current and future generations. This is why we have embarked on the path of intensively integrating sustainability into our operations. Above all, through financing, we aim to accelerate South-Eastern Europe's transition toward a low-carbon economy.

Sustainability Report

Sustainability is not just something put on paper

An important part of the NLB Group's mission—in addition to a high level of customer care, commitment, knowledge, and innovative solutions—is to contribute to a better life and a better future for the entire region in which it operates. The NLB Group firmly believes that it can provide added value for customers, employees, and society as a whole; therefore, it has begun intensifying the integration of sustainability into its business operations.

NLB Group has signed the UN Principles for Responsible Banking

The UN Principles for Responsible Banking define the role and responsibility of the banking industry in shaping a sustainable future and aligning the banking sector with the objectives of the UN Sustainable Development Goals (SDGs) and the 2015 Paris Climate Agreement.

Our Sustainability Framework

NLB Group strives to fully integrate elements of corporate sustainability and actively contributes to a more balanced and inclusive economic and social system through three lines of action:

Sustainable operations refer to the management of our direct ESG (Environmental, Social, and Governance) impacts, ensuring that we act ethically and efficiently. Our approach to improving sustainable operations is to measure, manage, and report performance in compliance with the EU NFRD (Non-Financial Reporting Directive) and UNEP FI (United Nations Environment Programme Finance Initiative).

Responsible financing integrates ESG criteria into our business and investment decisions for the sustainable benefit of our clients and society. Incorporating sustainability practices within our lending, investments, products, and services is the most significant way we can support national and global sustainable development goals. Furthermore, this enables us to manage risks to our financial performance and profit from business opportunities arising from the transition to a greener, more inclusive economy.

We actively contribute toward broader socio-economic development through our Social Responsibility activities, with an overall focus on education within the communities where we operate. In addition, we support a range of external initiatives such as humanitarian causes, cultural heritage, sports, entrepreneurship, the environment, and more.

Read more about our strategy, vision, and mission for Corporate Sustainability, our commitment to the United Nations Sustainable Development Goals, sustainable economic activities, risk management, the sustainability governance structure, responsible banking, and business ethics in the NLB Group Sustainability Framework.

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NLB Group Sustainability Pledge 2025

We will fully align our business with the UN Principles for Responsible Banking.

The UN Principles for Responsible Banking define the role and responsibility of the banking industry in shaping a sustainable future.

Donations and sponsorships will be carried out in alignment with the UN SDGs.

For the most part, our CSR activities, such as donations and sponsorships, will be implemented in accordance with the UN Sustainable Development Goals.

Paperless Digital Solutions

Digital solutions will replace paper-based business. In this way, we will directly contribute to reducing our carbon footprint.

We will reduce our carbon footprint through remote work.

The practice of remote work will allow us to drive less and reduce the number of office spaces, thereby directly lowering our carbon footprint.

Exiting Coal-Related Business and Financing a Low-Carbon Economy

We will reduce our carbon footprint indirectly through our lending and investment activities: by exiting coal-related business and financing a low-carbon economy.

Raising Sustainability Awareness across the NLB Group

To the greatest extent possible, we will increase sustainability awareness across the NLB Group through educational programs for both employees and customers.

The Risk Management Framework will be enhanced.

Our overall risk management framework will be improved by integrating the assessment, monitoring, and management of ESG risks.

Reporting on Social and Environmental Risks and Opportunities

We will report data and performance against the targets used to assess and manage relevant environmental and social risks and opportunities.

Sustainability is not just something put on paper

Sports, Values that inspire

For us, sports are not just about competition; they represent values, commitment, discipline, and inspiration. Therefore, we continuously invest in professional, youth, and grassroots sports.

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Art & Culture

We support art and culture as essential parts of the community's identity and spirit. Through our investments, we foster creativity and preserve cultural heritage.

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Kontakt

Nëse keni pyetje rreth qëndrueshmërisë, ju mund të na kontaktoni në +383 38 240 230 100.

sustainability@nlb-kos.com